Growth with Intent, Impact with Integrity, Future with Clarity.

See Our Impact

Growth with Intent, Impact with Integrity, Future with Clarity.

See Our Impact
Bandhan Group building

Who We Are

Bandhan Group is a purpose-driven financial services group built on a simple belief: growth must have intent, impact must be rooted in integrity, and the future must be approached with clarity. What began as a mission to enable financial inclusion has evolved into a diversified group with a strong presence across banking, asset management, life insurance, technology and allied financial services. Across every vertical, our focus remains unchanged — to create long-term value for individuals, institutions, and communities.

Our businesses are unified by a shared philosophy: sustainable progress is achieved when trust leads, people come first, and decisions are guided by purpose.

20
Years of Experience
3.2 Cr+
Lives Touched
1.1 Cr
Women Empowered
4+
Group of Company

Our Story

Founded with a mission to empower underserved communities, Bandhan Group evolved from a grassroots microfinance initiative into a trusted financial institution, driven by purpose-led and inclusive growth.

Explore Full Journey

2001

Bandhan, conceptualized and founded by Mr. Chandra Shekhar Ghosh - started as a Society that stood for poverty alleviation and women empowerment through sustainable livelihood creation in rural Bengal undertaking microfinance activities.

Our Story 2001

2006

Acquired an NBFC, established Bandhan Financial Services Ltd. (BFSL) to scale up its microfinance activities.

Our Story 2006

2009

Microfinance portfolio transferred to BFSL.

Our Story 2009

2010

BFSL became India's largest microfinance institution (MFI).

Our Story 2011

2011

SIDBI & IFC made equity investment in BFSL.

Our Story 2014

2014

In-principle approval received from RBI to set up a universal bank in 2014 - Bandhan Bank started its operation in 2015. Additional equity investment by SIDBI & IFC. GIC also joined.

Our Story 2015

2015

Bandhan Bank commenced operations.

Our Story 2015

2018

Emerged as the 8th most valued Bank in India (basis market cap) on the day of listing.

Our Story 2018

2019

Bandhan Bank acquired GRUH Finance, a leading affordable housing finance company from HDFC Ltd. by way of merger.

Our Story 2019

2022

Acquired IDFC AMC (now known as Bandhan AMC).

Our Story 2025

2024

Acquired Aegon Life Insurance (now known as Bandhan Life Insurance).

Our Story 2024

2025

Acquired Genesis Group, a global software and BPO services company (now known as Bandhan Technologies).

Our Story 2025

What We Do

Bandhan Group operates across multiple financial and technology-led businesses, each designed to address a specific need while contributing to a larger ecosystem of inclusive growth.

Our portfolio spans

Banking & Financial Services

Enabling access, stability, and economic participation

Asset & Wealth Management

Building long-term capital with discipline and insight

Life Insurance & Protection

Securing futures and safeguarding aspirations

Technology & Data Solutions

Powering smarter decisions through innovation

Individually strong. Collectively aligned.

Together, our businesses work in synergy to deliver solutions that are resilient, responsible, and relevant in a rapidly evolving world.

Leadership Message

At Bandhan Group, impact is inseparable from integrity. Every decision is guided by strong governance, ethical conduct, and a long-term perspective. We believe sustainable success is built not only on performance, but on trust, transparency, and accountability.

By aligning our actions with responsible practices and principled leadership, we create meaningful impact that benefits stakeholders and strengthens confidence over time.

Mr. Chandra Shekhar Ghosh

Chairman - Bandhan Group

Founder and former MD & CEO - Bandhan Bank

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Mr. Chandra Shekhar Ghosh

What Drives Us

Bandhan Group’s PRISM of Values

At Bandhan Group, our philosophy is anchored in PRISM — the principles that guide every decision, investment, and relationship.

Purpose-Driven Growth

Leading with Purpose

Mr. Chandra Shekhar Ghosh

Chairman - Bandhan Group
Founder and former MD & CEO - Bandhan Bank
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Mr. Arvind Agrawal

Managing Director
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Built on Trust.
Governed by Transparency.

Bandhan Group is committed to transparent governance, consistent performance, and long-term value creation.

Our investor philosophy is anchored in: – Prudent risk management – Sustainable growth strategies – Strong corporate governance – Clear, timely and accurate disclosures

We believe trust is earned through openness and consistency. Our focus remains on building resilient businesses that deliver stable returns while staying true to our purpose.

For us, investor confidence is not just a metric — it is a responsibility.

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₹270Bn

Group Revenue*

₹15 Bn

Group Profit*

₹5.2 Trn

Group AUM*

* Group revenue/Profit/AUM is total of all entities and is not equal to consol numbers of BFSL

Join Us on the Journey of Progress

We are building more than businesses — we are building leaders, thinkers, and changemakers.

At Bandhan Group, we foster a culture where ambition meets purpose. Our teams are encouraged to innovate, collaborate, and grow — while staying rooted in the values that define us.

Whether you are starting your career or leading transformation, you will find opportunities to make a meaningful difference.

Because the future is shaped by people who choose to build it with clarity.

Explore Opportunities